Simple Money, Rich Life

Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact

Bob Lotich had reached his breaking point, stuck in a dead-end job, living paycheck-to-paycheck, and overwhelmed by debt. He had followed the world’s advice with money. The fruit of it was desperation. He cried out to God for wisdom, for a different way. The answer was a simple four-step formula based on biblical principles.

As Bob followed the four steps, he paid off over $400,000 in debt,and achieved a level of financial freedom he never dreamed possible. Bob and his wife, Linda, share what they learned, such as:

• How to create a money system so you can spend less time and get better results
• The One-Category Budget: get 80% of the results with 20% of the work
• The four keys to earning more in the digital era
• How to automate your way to financial success
• The secrets of a generous giver
• Credit card rules that banks don’t want you to know
• How to save $100s each month

 Included in the book is a 21-day kick-start guide which will leave you with specific action items to guide you to success.

Bob Lotich is a high-performance financial coach, Certified Educator in Personal Finance (CEPF®) and has been named a top-20 influencer in personal finance. His award-winning website, SeedTime.com and SeedTime Money podcast have reached over 50 million people in the past decade.

His writing and advice has been featured in Men’s Health Magazine, Forbes, Yahoo Finance, Inc., Beliefnet, Time, and many others.

He loves unearthing timeless financial wisdom from the Bible as well as sharing his results of experimenting with everything from budgeting hacks, money-saving apps, to big things like radical giving, and year-long sabbaticals.

He and his wife Linda personally struggled with budgeting for over 10 years as he tested nearly every budgeting method out there and found nothing that worked well. After re-imagining what budgeting could look like, in 2019 he created the ‘Real Money Method’: an easier, quicker, and more effective alternative to traditional budgeting.

His weekly newsletter (at seedtime.com) helps readers optimize their financial lives and is sent to over 100,000 readers each week.